Several years ago, I wrote about the impact of rising interest rates on our personal finances. Market conditions are changing again, and it is time to revisit this topic. Canadians have enjoyed low interest rates for an exceptionally long time. Many of us have taken advantage of “free” money by borrowing and leveraging our […]
Grandparents have accumulated a wealth of wisdom and financial know-how over your lifetime. The greatest gift you could give your grandkids is to help shape and inform their financial intelligence. Talking to your grandkids about money will help them to acquire a healthy understanding and relationship to money. Today there appears to be a void where […]
Authenticity finds its roots in really simple ideas, for example, living with intention and acting sincerely. All of us make decisions and choices everyday on how we live through our behaviour or what we say. When we become real and authentic with ourselves, we don’t feel the need to impress other people because we […]
Talking about money isn’t easy with our kids. It’s really easy to lose your cool when discussing money.Over-indulging our kids and buying things they don’t need is a recipe for disaster. It can come at a financial cost for example, taking on more debt, delaying retirement, prolonging mortgage payments etc. But what do you do […]
It’s time to relax, and for most of us, watching TV helps to decompress a day’s events with mindless TV programs or perhaps some me time surfing the net, shopping, or indulging in calorie loaded snacking? We make choices with our time to escape but what about what’s coming next- it’s almost the end of […]
A sudden or unexpected event such as a job loss, major expense or caring for a sick parent could make your personal finances vulnerable. You may temporarily lose sight of the big picture and become reactive or act hastily when you really need to pause, reflect and take stock. Most of us can recover. It […]
Time is always well spent with friends and family engaging in conversation. Most of us know the enjoyment and pleasure that comes from breaking bread with friends and family. Recently we dined with our friends from Vancouver. We shared stories about everything in our lives from work-life balance (or lack thereof) to how expensive it […]