In Canada, financial stress or economic insecurity is a prevalent issue that affects people from all walks of life. From rising living costs to unexpected expenses, money challenges are a common source of worry. However, with dedication and effective financial strategies, it is possible to mitigate these worries significantly. While money concerns may never fully […]
Financial emergencies can happen at anytime without notice or warning. Two-thirds of Canadians have some form of an emergency fund to cover unexpected expenses but one-third don’t. In times of uncertainty there may be increased financial pressure on you. In times of rising interest rates and increased mortgage payments, having extra savings to tap into […]
The holidays are quickly approaching. We stress over finding the perfect gifts, decorating our homes, and finding a moment in our hectic busy lives to embrace the spirit behind the season or the spirit of giving. With this said, the holidays can bring equal amounts of joy and stress. Our pockets may feel heavy with […]
Money matters do not need to be complicated. Making the right financial decisions with your money is essential to reaching your financial and life goals sooner. Staying ahead of your personal finances will help you stress less and put you in control of your future. With a few easy changes to how you manage your […]
Several years ago, I wrote about the impact of rising interest rates on our personal finances. Market conditions are changing again, and it is time to revisit this topic. Canadians have enjoyed low interest rates for an exceptionally long time. Many of us have taken advantage of “free” money by borrowing and leveraging our […]
Covid-19 or the Pandemic has had a big impact on our personal finances. For some of us, we’ve been able to save money at an unprecedented rate. We’ve been sheltering and working from home and spending very little money. The Financial Post recently reported that many Canadians have saved over “28.2 per cent in the […]
Money matters don’t need to be unmanageable or headache inducing. Most of us are time poor, in that we have demanding lives, careers and families that take up most of our time. There is little desire or time to spare worrying about personal finances. Yet here we are again talking about money and how to […]
Getting on the road to financial success starts with taking charge of your money and creating a future for yourself based on your life goals. In order to move forward with anything in life, it’s essential to start fresh and leave out-dated ways of thinking and doing things in the past. Many of us feel […]
Teach your daughter, granddaughter, niece or cousin about money. Start her off on the right path so she learns good money habits to last a lifetime. Chloe Appleseed is an 11 year old kid with big PLANS and big THOUGHTS. She’s got sassistude and a ginormous heart. Join Chloe and her bffd (best friend forever […]
All of us seek financial security. Retirement may be one of the longest phases of our lives. Some of us could live to age 100 and with the average retirement age of 67 would mean 33 years of retirement living. There is a lot of information about longevity risk which for most us doesn’t mean […]