Financial emergencies can happen at anytime without notice or warning. Two-thirds of Canadians have some form of an emergency fund to cover unexpected expenses but one-third don’t. In times of uncertainty there may be increased financial pressure on you. In times of rising interest rates and increased mortgage payments, having extra savings to tap into […]
Money matters do not need to be complicated. Making the right financial decisions with your money is essential to reaching your financial and life goals sooner. Staying ahead of your personal finances will help you stress less and put you in control of your future. With a few easy changes to how you manage your […]
Several years ago, I wrote about the impact of rising interest rates on our personal finances. Market conditions are changing again, and it is time to revisit this topic. Canadians have enjoyed low interest rates for an exceptionally long time. Many of us have taken advantage of “free” money by borrowing and leveraging our […]
Covid-19 or the Pandemic has had a big impact on our personal finances. For some of us, we’ve been able to save money at an unprecedented rate. We’ve been sheltering and working from home and spending very little money. The Financial Post recently reported that many Canadians have saved over “28.2 per cent in the […]
Money matters don’t need to be unmanageable or headache inducing. Most of us are time poor, in that we have demanding lives, careers and families that take up most of our time. There is little desire or time to spare worrying about personal finances. Yet here we are again talking about money and how to […]
Teach your daughter, granddaughter, niece or cousin about money. Start her off on the right path so she learns good money habits to last a lifetime. Chloe Appleseed is an 11 year old kid with big PLANS and big THOUGHTS. She’s got sassistude and a ginormous heart. Join Chloe and her bffd (best friend forever […]
It’s really up to you how you will spend your money in retirement. The goal is to find the right balance to meet your lifestyle needs. Start the conversation today about what’s important to you.
Grandparents have accumulated a wealth of wisdom and financial know-how over your lifetime. The greatest gift you could give your grandkids is to help shape and inform their financial intelligence. Talking to your grandkids about money will help them to acquire a healthy understanding and relationship to money. Today there appears to be a void where […]
Learn from 2016: Improve your cash flow in 2017. Let’s be honest: when it comes to personal finances, 2016 was a really bumpy year for many people. As the year comes to a close, it might be a good time to take a step back and reflect on how well you managed your money during […]
Authenticity finds its roots in really simple ideas, for example, living with intention and acting sincerely. All of us make decisions and choices everyday on how we live through our behaviour or what we say. When we become real and authentic with ourselves, we don’t feel the need to impress other people because we […]