Money matters do not need to be complicated. Making the right financial decisions with your money is essential to reaching your financial and life goals sooner. Staying ahead of your personal finances will help you stress less and put you in control of your future. With a few easy changes to how you manage your […]
Several years ago, I wrote about the impact of rising interest rates on our personal finances. Market conditions are changing again, and it is time to revisit this topic. Canadians have enjoyed low interest rates for an exceptionally long time. Many of us have taken advantage of “free” money by borrowing and leveraging our […]
Covid-19 or the Pandemic has had a big impact on our personal finances. For some of us, we’ve been able to save money at an unprecedented rate. We’ve been sheltering and working from home and spending very little money. The Financial Post recently reported that many Canadians have saved over “28.2 per cent in the […]
A sudden or unexpected event such as a job loss, major expense or caring for a sick parent could make your personal finances vulnerable. You may temporarily lose sight of the big picture and become reactive or act hastily when you really need to pause, reflect and take stock. Most of us can recover. It […]
For many of us the thought of retirement is the last thing on our mind as we balance today — work, family, children, family activities etc. However, for people in the retirement corridor and planning to transition within the next 5-10 years, it’s top of mind. In fact, you can’t get it out of your […]
The start of a new year is a time where many of us take stock of our lives – where we have been and where we want to go. The reality is any time is a good time to check in with ourselves or where we are at. We may think about our personal finances […]